Some business account may require a separate Employer Identification Number (EIN) in order to open a business account. To find out if you need an EIN, and how to obtain one, click on the following link WWW.IRS.GOV . Once at the link, click on the menu item that says “Business Tax Id” under Frequent Questions.

Account Type Minimum Balance Monthly Service Charge Transactions & Fees
Free Business Checking*
$0 None 1500**

Perfect for most businesses!

* Customer purchases checks, Minimum opening deposit only $50.

**If the Totally Free Business account exceeds 1,500 monthly transactions, the account may be changed to another checking product. 

Business Analysis Checking
$0 $5 15¢ per check paid and 6¢ per item deposited

For businesses with more complex banking needs

  • Credit allowance rate is applied towards your average collected balance less a 3% reserve requirement
  • Credits based on prior month average 91-day Treasury Bill rate less 1% and applied to the Avg Collected Balance
  • Free Online Banking and Bill Pay
  • Free Mobile Banking
  • Free Business VISA® Check Card
Business Now Account
$1,000 None if minimum balance met None if minimum balance met, thereafter 25¢ per check

Perfect for qualifying sole proprietorships and not-for-profit organizations

  • Earn interest on your balance
  • Free Online Banking and Bill Pay
  • Free Mobile Banking
  • Free Business VISA® Check Card
  • $10 per month service charge plus 25¢ per check charge if minimum balance requirement is not not met

Click on "More" and "Hide"  to view and hide additional details about each account type.

  • Frequent and large cash transactions may incur additional charges.
  • Business Checking accounts maybe subject to analysis and repricing on account activity and deposit balance


Choose The Checking Plan That's Right For Your Business

  • Open a Personal or Business Checking Account and get a FREE Gift!
  • Tell-A-Friend about Big Sky Western Bank and get a FREE Gift!

+Other fees may apply.  See Schedule of Fees for details.